Medicare Coverage for Employer- and Union-Group Retirees

MVP Medicare Advantage group plans provide comprehensive coverage beyond Medicare Parts A and B. Benefits include Part D prescription drug coverage, access to everyday care nationwide, $0 virtual care services, and more.

Benefit Highlights

All MVP Employer Group Medicare Advantage plans include:

• Low or no-cost Tier 1 Preferred Generic Drugs
• $0 SilverSneakers™ fitness membership 
• Gia® by MVP Virtual Care Services—$0 for virtual urgent care, primary care, nutrition, and some behavioral health services.
• Be Well Rewards to earn a $100 reward for completing your Annual Wellness Visit
• Hearing aid discounts with some plans

Sign into Gia® to view specific benefit information such as coverage and cost details, and to access plan documents.

Drug Coverage

Our Medicare Advantage plans provide comprehensive prescription drug coverage with access to Medicare-approved drugs and benefits that offer more than the standard Part D coverage.

Check how your prescriptions are covered: 

2027 MVP Formulary Documents

• 2027 Medicare Part D Comprehensive formulary (list of covered drugs) (updated 10/2026)

2026 MVP Formulary Documents

• 2026 Medicare Part D Comprehensive formulary (list of covered drugs) (updated 10/2026)
• Upcoming Changes to the Medicare Part D Comprehensive Formulary (updated 10/2026)
• Drugs with Quantity Limits (updated 10/2026)
• Drugs that require Prior Authorizations (updated 10/2026)
• Drugs that require Step Therapy (updated 10/2026)

Low or No-Cost Preferred Generic Drugs

Your plan prescription drug benefit covers many commonly used generic drugs. Tier 1 of the Formulary—Preferred Generic Drugs—includes select drugs to treat diabetes, blood pressure, bone health, and high cholesterol. Tier 1 drugs are $0 with most plans. Talk to your doctor to see if these drugs may be right for you. 

Learn More

Learn more about your prescription drug coverage, including participating pharmacies and cost-saving mail-order prescriptions on our Medicare Part D page.

To be eligible to provide care to a USA Care plan member, providers must be state-licensed and have a Medicare billing number, or be eligible to obtain one. Institutional providers treating USA Care members, such as hospitals and skilled nursing facilities, must contract with Medicare to treat Medicare beneficiaries. The Medicare program reports that over 90% of all health care providers accept Medicare payment.

To find doctors, hospitals, and other providers who participate with Medicare, visit Medicare.gov.

If your doctor or other health care provider would like more information about USA Care, they may call MVP Provider Services at 1-800-684-9286 (TTY 711)

Your dental allowance is an annual benefit and does not carry over to the next calendar year, so you must use the full amount offered on your plan by the end of the calendar year.

Sign into Gia® or create an account to view your Evidence of Coverage or plan Riders for more details.

If your dentist doesn’t accept your Prepaid Benefits Card, you can request a reimbursement for eligible dental services you received during the current plan year. Complete the Reimbursement Request Form and follow the instructions for mailing your request to NationsBenefits.