Questions? MVP can help.
What is Medicare? Show
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
What is Original Medicare? Show
Original Medicare refers to Medicare Part A and Part B. It is referred to as “original” Medicare because these were the only two parts of Medicare when the program started.
What is a Medicare Advantage plan? Show
A Medicare Advantage health plan (or Part C plan) is an alternative to Medicare Parts A and B. These plans typically cover what Part A and Part B cover, as well as other benefits, such as prescription drugs, worldwide emergency room coverage, and more. See our plans.
What is Part D? Show
Part D includes prescription drugs that are federally approved for Medicare beneficiaries. Part D drug coverage is offered by private companies. Plans can vary in cost and specific drugs covered. You may be eligible for help paying your Part D costs.
When do I need to enroll in Medicare? Show
You can sign up for Medicare Part A and Part B anytime starting three months before your 65th birthday, up until three months after your 65th birthday. Once you’ve signed up for Medicare Part A and Part B, you can enroll in an MVP Medicare Advantage plan with Part D prescription drug coverage.
What happens if I don’t enroll by the deadline? Show
If you do not enroll when you become eligible, you may receive penalties.
How do I enroll in Medicare? Show
You can sign up for Medicare Part A and Part B through the Social Security Administration. If you would like to enroll in a Medicare Advantage plan, contact the provider of the plan(s) that interests you.
What if I plan on working past the age of 65 and want to continue coverage through my employer? Show
Enroll in Part A. It is available at no cost. You will not need to enroll in Part B at this time if the employer has more than 20 employees. You should ask your employer about health plans available to you.
What if I choose to keep the plan I enrolled in on the NY State or VT Marketplace? Show
You can choose to keep that plan but once you turn 65, you will lose any premium tax credits or other savings you currently receive.
Can I buy a Medicare plan through the NY State or VT Marketplace? Show
No. Medicare is not offered on Federal or State Exchange/Marketplaces.
Can I switch Medicare Advantage plans? Show
Yes. Every year, there is an Open Enrollment period when you can switch Medicare plans for the coming year. Open Enrollment is October 15 through December 7.
What is Open Enrollment? Show
Open Enrollment is the period of time in which Medicare beneficiaries may change their Medicare coverage. It is the one period during the year, unless there is a qualifying event, when a change can be made.
Can I change my Medicare plan at times other than the Open Enrollment period? Show
You can change or switch your Medicare Advantage plan or Part D plan at other times if certain qualifying events have happened in your life, such as moving to a new area or losing your current coverage. Typically these Special Enrollment Periods last two months from the time of the event, but the rules and timeframes can be different, depending on your circumstance. Get more details.
If I’m happy with my current Medicare plan, do I need to do anything during Open Enrollment? Show
No. If you are happy with your current plan you do not have to take any actions. However, new premiums or changes in your plan can occur, so it’s important to review the new information as soon as it is available to you.
I’m 72 and plan on retiring in six months. Do I have to wait until Open Enrollment to enroll in Medicare? Show
No. Retiring from your job is considered a qualifying event which makes you eligible for a Special Enrollment period. You have up to two months after the “event” to enroll in Medicare. So it makes sense to prepare in advance by comparing plans before you retire.
MEDICARE ADVANTAGE PLANS
Where can I learn more about different Medicare plans and their costs? Show
You can compare MVP Medicare plans online. If you prefer to speak to someone in person you can call an MVP Medicare Products Advisor at 1-800-324-3899. You can even arrange a one-on-one consultation in your home.
How do I know which Medicare plan combination is best for me? Show
What kind of Medicare plans does MVP offer? Show
MVP offers a variety of Medicare Advantage plans that provide doctor, hospital and prescription drug coverage all in one plan for one monthly cost.
Will I lose my Medicare Part and Part B coverage if I join an MVP Medicare Advantage Plan? Show
No. Your MVP Medicare Advantage Plan will provide your Medicare benefits to you. You will still need to maintain your Part A and Part B Medicare enrollment.
What can I expect to pay for an MVP Medicare Plan? Show
MVP Medicare Advantage plans offer a variety of affordable premiums. But it’s important to look at your total costs, which include deductibles, copays, and coinsurance. You can compare our plans online to see which plan fits your needs and your budget.
Who accepts MVP Medicare health insurance? Show
MVP is accepted by over 22,000 doctors and hospitals in New York and Vermont area.
Prefer a printed copy?
Request your FREE copy of the 2018 MVP Medicare Advantage plan information.
Call our expert Medicare team:
1-800-324-3899 TTY: 1-800-662-1220
Monday – Friday, 8 am – 8 pm Eastern Time.
Or call the MVP Medicare Customer Care Center Monday – Friday, 8 am – 8 pm
1-800-665-7924 (TTY: 1-800-662-1220).
From October 1 – February 14, call us every day from 8 am – 8 pm.